10 best places to live in South West London


If there’s one thing South West London offers in abundance, it’s variety. From Putney’s riverside to leafy Wimbledon, buzzing Clapham and diverse Tooting, there’s plenty on offer in this popular corner of the capital. We take a closer look at the best places to live in South West London, according to resident reviews of new homes.

This Top 10 list is based on HomeViews reviews by verified residents. As with all our guides, developments with a higher number of reviews – or more recent reviews – are ranked higher to reflect consistency and transparency.

Top 10 new homes developments in South West London

Below you’ll find the 10 highest-rated new developments on HomeViews. These include properties to rent and buy, at a wide variety of price points. As always, these rankings are determined purely by the scores verified residents give as part of their reviews.

*PLEASE NOTE these rankings take into account how recently reviews have been submitted, so may not match the overall star ratings shown. More recent reviews are given a greater weighting to reflect current building performance.

Image of Bloom Nine Elms, SW11

We have a newcomer taking the top spot for South West London’s best places to live. Bloom Nine Elms, by Greystar, is a collection of rental apartments located in Zone 1. Each apartment is pet-friendly and offers all the amenities you need for better living. Situated in south west London, Bloom Nine Elms has a collection of studio, one, two, and three-bedroom apartments. Onsite amenities include a 24/7 gym, swimming pools, rooftop terraces, pet spa. Additionally, WFH in a dedicated co-working space or your choice of the resident lounges.

Read reviews and details of Bloom Nine Elms, SW11

Image of Mansbridge House, SW8Image of Mansbridge House, SW8

At number two, Mansbridge House is a newcomer with just 10 reviews, but they’re all glowing! The development offers 1, 2 or 3 bedroom apartments to rent in Battersea. All apartments come with their own winter garden, along with flexible contracts, the freedom to decorate and the ability to swap apartments, or developments if you’d like to, all come as standard. Additionally, Mansbridge House is pet friendly.

Read reviews and details of Mansbridge House, SW8

Image of Florence Dock, SW11Image of Florence Dock, SW11

Nudging into third it’s Florence Dock, the newest community to be delivered by the good folk at Folk. A few steps from the River Thames, Florence Dock is perfectly situated to enjoy all the city has to offer. Enjoy your own roomy studio apartment with access to huge shared spaces, including a cinema, co-working space and a fully-fitted gym and studio. Soak up the sunset with panoramic views of London from one of its five terraces, tuck yourself away with a good read in the Snug or sweat it out in the spinning studio.

Read reviews and details of Florence Dock, SW11

Image of Sunday Mills, SW18Image of Sunday Mills, SW18

Number four goes to Sunday Mills, which sits in the heart of Earlsfield. Perched along the peaceful River Wandle, it is just a 6-minute walk from Earlsfield Station. Sunday Mills offers private studio apartments and stylish shared spaces, including a co-working hub, cinema, a fully-fitted gym and a rooftop terrace with 360º panoramic views of London’s skyline. There’s is a schedule of events to get involved with, from puppy yoga to pizza-making, so you can learn something new and and meet your neighbours.

Read reviews and details of Sunday Mills, SW18

Image of The Lark, SW11Image of The Lark, SW11

Hovering in fifth place for South West London is The Lark, an Allsop Lettings and Management development situated in Nine Elms. Residents benefit from Nine Elms Park on their doorstep and a car-free pathway between Battersea Power Station and Vauxhall Cross. Additionally, Battersea Power Station is just a 5 minute walk away, and Vauxhall Station is 15 minutes away. Furthermore, the Lark offers a coworking space, a residents’ lounge, onsite parking, an onsite gym and pet friendly living spaces.

Read reviews and details of The Lark, SW11

Image of MyLo at Nine Elms, SW8Image of MyLo at Nine Elms, SW8

Sixth-placed MyLo at Nine Elms has a collection of one, two, three-bedroom apartments and also, penthouses; all with their own private winter garden or outside space. Residents’ at MyLo at Nine Elms have access to a private gym, lounge, private hire dining space and communal roof gardens. Vauxhall station is only a 7-minute walk away with quick links via the Victoria line.

Read reviews and details of MyLo at Nine Elms, SW8

Image of New Acres Wandsworth, SW18Image of New Acres Wandsworth, SW18

Taking seventh place, New Acres Wandsworth offers 1, 2 and 3 bedroom apartments for rent. With a whole host of exceptional amenities included in the rent, residents benefit from panoramic views from biodiverse roof terraces, a 25m heated lido, state-of-the-art gym, workspaces and more. Wandsworth is never be short of historic pubs, local delis or green spaces to walk your dog.

Read reviews and details of New Acres Wandsworth, SW18

Image of Coda, SW11Image of Coda, SW11

Sitting pretty in the top 10 at number eight it’s Coda, one of the newest developments in the area, delivered by Avanton. It’s located next to the Thames in Battersea and is also home to the Royal Academy of Dance. Not only is it a smart addition to the Battersea skyline, the stylishness of the design is present all the way through the development and through the communal facilities (including gym, lounge and dedicated home working spaces) and individual homes.

Read reviews and details of Coda, SW11

Image of Emerald Gardens, TW9Image of Emerald Gardens, TW9

Ninth-placed Emerald Gardens by Taylor Wimpey is a new development, comprising of 170 one, two and three-bedroom apartments. Located only moments away from the River Thames, the development is less than a 20-minute walk away from the Royal Botanic Gardens, Kew. There are nearby transport links with Kew Gardens station only a 10-minute walk away with connections to Overground services.

Read reviews and details of Emerald Gardens, TW9

Image of London Square Putney, SW15Image of London Square Putney, SW15

10th place in our ranking goes to London Square Putney – another improvement reflecting our residents’ reviews. This new build development in popular Putney was developed by London Square and designed by signature architects Allford Hall Monaghan Morris. It comprises one, two and three-bedroom apartments and penthouses and has an excellent location positioned between Putney Mainline and East Putney stations, just a short walk away from Putney High Street on popular Upper Richmond Road.

Read reviews and details of London Square Putney, SW15

Image of Nine Elms Point, SW8Image of Nine Elms Point, SW8

11th placed Nine Elms Point by Barratt Homes is a new residential, cultural and business quarter. 648 homes are located within the space, comprising one, two and three-bedroom apartments and penthouses. The development is adjacent to Vauxhall Underground, bus and rail station, offering rapid access to Oxford Circus via the Victoria Line and Waterloo via the Overground.

Read reviews and details of Nine Elms Point, SW8

Image of Wingate Square, SW4Image of Wingate Square, SW4
Wingate Square is a residential development designed by Gerald Eve Architects comprising of 170 two-bedroom homes in the heart of Clapham Junction. Situated equidistant between Clapham Common and Clapham Highstreet underground stations residents can reach Central London easily via the Northern line. Read reviews and details of Wingate Square, SW4
Image of Junction House, SW11Image of Junction House, SW11
Junction House is a residential development by Taylor Wimpey that offers a selection of 93 one, two and three bedroom apartments in York Gardens, Battersea. The development is just 110m from the transport hub at Clapham Junction Station, which offers trains to routes from London’s South and South-West termini, Victoria and Waterloo in less than […] Read reviews and details of Junction House, SW11
Image of Mapleton Crescent, SW18Image of Mapleton Crescent, SW18

Hitting number 14 is another relative newcomer to the list. Mapleton Crescent is a modular new-build in Wandsworth that was designed by architects Metropolitan Workshop and developed by Pocket Living. The 27-storey tower offers 53 one-bedroom Pocket homes available to first-time buyers, as well as larger Pocket Edition homes and a workspace area for residents. Mapleton Crescent is a 15-minute walk from Wandsworth Town station.

One happy resident calls the Mapleton Crescent the “Best development for Young Professionals” in their review. They continue: “Modern design, residents lounge available, terrace with 360 views across London, bike store and lockers for residents. Secure mailroom, CCTV. Most residents are first time buyers so there’s a good community vibe, not too many rented apartments, functional flats.”

Read reviews and details of Mapleton Crescent, SW18

Holm Wimbledon Park is a co-living development comprising of 86 studios. It is situated in Wimbledon, a short 5-minute walk from Southfields Station. The development also features a variety of shared social and work spaces, community events, a shared garden and all inclusive bills. Read reviews and details of Holm Wimbledon Park, SW19
Image of The Schoolyard, SW18Image of The Schoolyard, SW18
The Schoolyard is an L&Q development located in Battersea. It is comprised of 6 blocks, providing 139 one, two and three-bedroom apartments. Residents benefit from private parking and landscaped gardens. The development is conveniently situated just a 5-minute walk from Wandsworth Town station, which has direct trains to London Waterloo every 5-minutes. Read reviews and details of The Schoolyard, SW18
Image of Norwich House, SW16Image of Norwich House, SW16
Norwich House is a Columbia Group development located in Streatham Hill. Residents can enjoy local amenities, such as being across the road from a local Tesco and just a 4-minute walk from Streatham Hill station, which has direct trains to London Victoria and London Bridge every couple of minutes. Read reviews and details of Norwich House, SW16
Image of Fortescue Gardens, SW19Image of Fortescue Gardens, SW19
Image of Wimbledon Grounds, SW17Image of Wimbledon Grounds, SW17
Wimbledon Grounds, by Galliard Homes, comprises of more than 600 homes, including shared ownership housing by Catalyst. As well as homes, the development also comprises of new community, leisure and retail spaces. Residents here benefit from being only a 21-minute walk from both the District line and Northern lines, giving residents quick access to central […] Read reviews and details of Wimbledon Grounds, SW17
Image of Battersea Reach, SW18Image of Battersea Reach, SW18
A St George development, Battersea Reach offers a selection of one, two and three-bedroom apartments and three-bedroom penthouses with views across the river to Chelsea Harbour. The development is well located the Chelsea and Wandsworth boroughs are all easily walkable from here and transport links to central London are accessible via the Overground Stations and […] Read reviews and details of Battersea Reach, SW18

South West London areas

‘There’s something for everyone’ is a phrase that’s casually thrown around in property markets. In the case of South West London though, it’s actually true. The likes of Brixton and Clapham are bright, culturally vibrant areas with a diverse range of entertainment options and amenities. Meanwhile, the likes of Wandsworth and Richmond-upon-Thames offer that elusive sense of tranquillity that’s not easy to find in London.

Whatever your preferences in home styles and sizes, whatever your budget, whatever you want out of life in the capital, there will be a South West London area that’s right for you.

Living in South West London

Depending on where you are in this varied quarter of the capital, your lifestyle might be hectic or serene. You can plunge into busy high streets and thumping nightlife, or enjoy peaceful evening strolls in leafy suburbs. South West London really does have it all.

What unifies the South West London living experience is accessibility. It’s well-served by Tube and bus routes, and this is improving further as TfL plans additional expansion works. Another common factor is the excellent food scene that is only getting stronger and more diverse.

What to do in South West London

The first thing to enjoy in South West London is its wide open green spaces. From the simply stunning botanical beauty on display at Kew Gardens to the teeming deer running through Richmond Park, South West London is a haven for nature-based adventures.

In addition to its open green space, the sweep of the Thames is an open invitation to cycling enthusiasts. South West London’s many scenic trails and parks are also a major draw.

Another of South West London’s biggest draws is its vibrant food scene. It’s actually hard to know where to start when you have this much choice. The many riverside pubs offer outstanding casual bites with drinks, while gastropubs abound further south, or why not try sensational street food in Brixton and Clapham, or even Little Korea in New Malden?

What is HomeViews?What is HomeViews?

Property prices for South West London

South West London is a pricey part of London in which to hunt for property. In the 12 months to April 2025, the average house price for the area stood at £783,000, according to Rightmove. This places South West London prices slightly higher than the London average of around £759,000.

As for renting, prices vary across the area, but for an idea of what to expect, in Clapham (SW4), the average rental price is £2,500 PCM, while Wandsworth (SW18) comes in at £2,600. Putney and Wimbledon have similar prices, while cheaper options include Streatham (SW16) at around £1,900 PCM.


You can find out more and explore all of South West London’s best-rated new developments in our full area guide below.

South West LondonSouth West London
There’s been a huge resurgence in South West London’s property scene of late, namely because this is an area of the capital with so much potential. The term ‘something for everyone’ is thrown around wildly, but in South West London’s case it’s actually justified. Read more about South West London

HomeViews is the only independent review platform for residential developments in the UK. Prospective buyers and tenants use it to make an informed decision on where to live based on insights from carefully verified resident reviews. Part of Rightmove since February 2024, we’re working with developers, house builders, operators, housing associations and the Government to give residents a voice, recognise high performers and to help improve standards across the industry.



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Top 10 new build homes developments in Lambeth


Nestled into the fabric of South London, Lambeth is a fascinating place that has become one of the biggest urban regeneration success stories of the capital’s recent history. Exciting, diverse and always offering up something new, it’s a magnet for young professionals as well as being home to long-established communities. Interested? Then take a look at some of the best new build homes developments in Lambeth.

Top 10 new build homes developments in Lambeth

If any of the varied areas of Lambeth sound like they would suit you, then let’s look closer. The following list is the top 10 ranked new-build properties on HomeViews within Lambeth. The rankings are based entirely on the scores given by verified residents, meaning that they offer an insider’s view.

If you’re interested in any of the listings, just click to see their dedicated page. Happy hunting!

*PLEASE NOTE these rankings take into account how many reviews a scheme has and how recently those reviews have been submitted, so may not match the overall star ratings shown. Buildings with a larger number of more recent reviews are given a greater weighting to reflect current building performance.

Image of MyLo at Nine Elms, SW8

Climbinb to the top of the pile in the Lambeth list is MyLo at Nine Elms, which has a collection of one, two, three-bedroom apartments and also, penthouses; all with their own private winter garden or outside space. Residents’ at MyLo at Nine Elms have access to a private gym, lounge, private hire dining space and communal roof gardens. Vauxhall station is only a 7-minute walk away with quick links via the Victoria line.

Read reviews and details of MyLo at Nine Elms, SW8

Image of The Whitehouse Apartments, SE1Image of The Whitehouse Apartments, SE1

Still riding high towards the top of our Lambeth rankings, it’s The Whitehouse Apartments, situated on the Southbank opposite the Royal Festival Hall. It offers a selection of one, two and three-bedroom apartments, all finished to an excellent standard. The development itself is within a four-minute walk to Waterloo Station, providing easy access to its vast range of transport links via both Rail and Underground services. Residents here also love the on-site facilities including rooftop gardens and a health and fitness suite.

Read reviews and details of The Whitehouse Apartments, SE1

Image of The Dumont, SE1Image of The Dumont, SE1

In third place, The Dumont is a mixed-use St James development overlooking the River Thames. It’s home to a selection of studios and one to four-bedroom apartments. Vauxhall, the nearest station, offers brilliant links to the City via National Rail services and the Victoria line. Residents love the views here, and highly rate the design and facilities on offer.

Read reviews and details of The Dumont, SE1

Image of Nine Elms Point, SW8Image of Nine Elms Point, SW8

Next, we head back over to Nine Elms, a development by Barratt Homes that comprises a new residential, cultural and business quarter. 648 homes are located within the space, ranging from one, two and three-bedroom apartments and penthouses. The development is adjacent to Vauxhall Underground, bus and rail station, providing rapid access to Oxford Circus via the Victoria line and Waterloo via the Overground.

Read reviews and details of Nine Elms Point, SW8

Image of Wingate Square, SW4Image of Wingate Square, SW4

Taking a well-deserved fifth place is Wingate Square, a residential development designed by Gerald Eve Architects comprising 170 two-bedroom homes in the heart of Clapham Junction. Situated equidistant between Clapham Common and Clapham Highstreet underground stations residents can reach Central London easily via the Northern Line.

Read reviews and details of Wingate Square, SW4

Image of Norwich House, SW16Image of Norwich House, SW16

In sixth, Norwich House is a Columbia Group development located in Streatham Hill. Residents can enjoy local amenities, such as being across the road from a local Tesco and just a 4-minute walk from Streatham Hill Station, which has direct trains to London Victoria and London Bridge every couple of minutes.

Read reviews and details of Norwich House, SW16

Image of Uncle Stockwell, SW8Image of Uncle Stockwell, SW8

The ever-popular UNCLE series takes the number seven position on our list. As the name implies, this his residential development by UNCLE is in the heart Stockwell, and features a collection of studios overlooking Larkhall Park. A rental-only property, Uncle Stockwell is close to Stockwell tube station (on the Victoria line) and Wandsworth Road station (for Overground and Southeastern National Rail links). Residents say it’s “safe, central and good for everything”.

Read reviews and details of Uncle Stockwell, SW8

Image of Vauxhall Sky Gardens, SW8Image of Vauxhall Sky Gardens, SW8

In eighth, Vauxhall Sky Gardens is a Frasers Property mixed-use development comprising 239 residential one and two-bed apartments spanning its 36 storeys. Commuters benefit from close proximity to the transport hub at Vauxhall, which carries Underground and Overground services into the city and beyond, multitude of bus services and boat transport via the Thames! Residents think that the views are great and they appreciate the quiet, tranquil vibe of the development.

Read reviews and details of Vauxhall Sky Gardens, SW8

Image of The Water Tower, SE11Image of The Water Tower, SE11

Our ninth best-ranked Lambeth property is The Water Tower, a Bellway Homes development located in Elephant & Castle. With 113 apartments, ranging from studios and apartments ranging from one bedroom to four, there is plenty of choice on offer. The development is situated just an 8-minute walk from Elephant & Castle Underground Station, which is served by the Northern and Bakerloo Lines. There’s also plenty of on-site facilities, including bike storage and a mail room with intercom connected to residents’ phones to organise pickups when they aren’t at home.

Read reviews and details of The Water Tower, SE11

Image of Derry Court (Streatham Park), SW16Image of Derry Court (Streatham Park), SW16

Our 10th entrant to the list is Derry Court, a residential development at 386 Streatham High Road. Part of the building is above a 24-hour supermarket, next to the Celestial Church of Christ. Streatham Station is a two-minute walk from Derry Court, which is serviced by Southern and Thameslink trains.

Read reviews and details of Derry Court (Streatham Park), SW16

Image of Keybridge, SW8Image of Keybridge, SW8
Keybridge is a residential development in Vauxhall, which features a collection of 595 studios, one, two and three-bedroom apartments across six individual buildings situated at the site. Vauxhall rail station is only a seven-minute walk away with connections to the Southern West Railway including links to London Waterloo.  Read reviews and details of Keybridge, SW8
Node Brixton offers a selection of new studio, 1, and 2 bedroom apartments. This development, designed with a focus on renters, is housed in a stylishly restored 1940s period building, providing a blend of historical charm and modern living. The apartments are design-led, featuring bespoke storage and furniture packages. Key amenities for residents include a […] Read reviews and details of Node Brixton, SE24
Image of Macaulay Walk, SW4Image of Macaulay Walk, SW4
Grainger has redeveloped the former site of Ross Optical Works and transformed it into five new residential buildings. Macaulay Walk is comprised of 113 units, which are ser in the original Georgian quarter of Clapham Old Town. Clapham Common is close by. Read reviews and details of Macaulay Walk, SW4
Image of Oval Quarter, SW9Image of Oval Quarter, SW9
Completed in 2017, Oval Quarter is a residential development featuring 808 units, with a mix of one, two and three-bedroom apartments alongside a range of three and four-bedroom houses. Myatt’s Fields Park is only a 6-minute walk away and there are a range of transport options within the surrounding area, including Oval and Stockwell Underground […] Read reviews and details of Oval Quarter, SW9
Image of Park Heights, SW9Image of Park Heights, SW9
Park Heights is a Network Homes mixed-use development and PRB design comprising of a collection of one and two bedroom apartments with panoramic views over London in Stockwell. Situated between Brixton, Clapham and Stockwell that have 5 stations collectively with Underground, National Rail and Overground services. Read reviews and details of Park Heights, SW9
Image of Exchange Gardens by A2Dominion Rental Only, SW8Image of Exchange Gardens by A2Dominion Rental Only, SW8
Exchange Gardens comprises of 159 apartments to rent. Residents benefit from a range of facilities and amenities on site. In addition to a concierge, residents can access the Keybridge Club Lounge. This includes informal seating areas, a hot desk area, a meeting table and WiFi access. Likewise, there is a Spa and Gym, with a […] Read reviews and details of Exchange Gardens by A2Dominion Rental Only, SW8
Image of London Square Streatham Hill, SW2Image of London Square Streatham Hill, SW2
London Square Streatham is a well-placed development on Streatham Hill Road, close to Streatham Hill train station (for National Rail links) and Tooting Bec Common. A new-build mid-rise building, it’s home to a collection of studios and apartments. The latter range from one to four bedrooms. Read reviews and details of London Square Streatham Hill, SW2
Image of St George Wharf, SW8Image of St George Wharf, SW8
St George Wharf is a St George residential Development comprising of 274 one, two, three and four-bedroom apartments in Vauxhall. Commuters benefit from its close proximity to the the transport hub at Vauxhall that carry Underground and Overground services into the city and beyond, multitude of bus services and boat transport via the Thames! Read reviews and details of St George Wharf, SW8
Image of Brixton Square, SW9Image of Brixton Square, SW9
Brixton Square is a mixed-use development from Barratt London, made up of swish apartments and a handful of retail outlets. Units are arranged in two purpose-built blocks – Milles Square and Carney Place – and have a great location close to Brixton station and lively Brixton Village.     Read reviews and details of Brixton Square, SW9
Image of County Hall Apartments, SE1Image of County Hall Apartments, SE1
County Hall Apartments is a residential development by Galliard Homes, situated directly behind the London Eye. The developments features 636 luxury apartments and residents can enjoy access to a range of various amenities on site, including an exclusive gym, swimming pool and spa facilities. Waterloo station is only a 2-minute walk away. Read reviews and details of County Hall Apartments, SE1

Where is Lambeth?

Lambeth is one of the most densely packed London boroughs. You’ll find it situated in the southwest. It extends all the way from the Southbank by the River Thames down to Brixton and the leafier, more open Clapham Common.

Why live in Lambeth?

If you’re looking for one of the most diverse and exciting parts of the capital, Lambeth is a great choice. In fact, choice is one of its strong suits; Brixton is a multicultural treasure, Clapham is a calm oasis, Stockwell and Kennington are prime commuter spots, while Vauxhall and Waterloo are much more central and closer to the action. You really have the full run of potential London lifestyles and experiences all wrapped up in one borough.  

As for specific strengths, Lambeth is a cultural cornerstone of London. It’s bursting with theatres, themed cinemas, art galleries and sites of historical significance, particularly in Brixton and along the Southbank. As for its culinary scene, you can tickle your tastebuds in practically any way imaginable as the range of restaurants on offer is extensive. Brixton is a haven for all manner of street food innovations, while smart wine bars and high-street favourites can be found in Clapham. Of course, the Southbank is a magnet for post-theatre diners.

What is HomeViews?What is HomeViews?

What is Transport in Lambeth like?

Given how generally poor the Underground coverage is in South London, you’ll be pleasantly surprised how good Lambeth has it. Waterloo is the busiest Underground station in the capital, offering links in all directions along with national rail services. The rest of the borough is well served by multiple stations of the Northern Line. The Victoria, Bakerloo and Jubilee Lines all have a presence in Lambeth too.

Bus routes are another firm favourite for Lambeth commuters if there isn’t a handy tube station nearby. Also, much of the borough benefits from well-maintained cycle routes, especially in and around Clapham Common.

What are Lambeth property prices like in 2025?

Lambeth is an eclectic mix of a borough, but house prices here have all steadily risen over the past five to 10 years. In April 2025, Rightmove puts the Lambeth house price average at nearly £692,000. This shows how far the borough has come in its regeneration efforts in recent decades. Now it has completely shaken off its prior reputation for shabbiness.

While it is possible to find cheaper options here, don’t expect bargains anywhere. Even flats average at around £621,000 at the moment, according to Rightmove.


If Lambeth sounds appealing, then note that this list just scratches the surface of this vibrant and increasingly popular London borough. If you’d like to know more, then simply click the dedicated area guide below.

Borough of LambethBorough of Lambeth
Lambeth occupies a prime South London location close to some of the capital’s biggest attractions, but not so close it’s packed with tourists. It stretches from the Thames’ South Bank and ends just beyond the residential areas of Streatham and Norwood. Read on to Read more about Borough of Lambeth

HomeViews is the only independent review platform for residential developments in the UK. Prospective buyers and tenants use it to make an informed decision on where to live based on insights from carefully verified resident reviews. Part of Rightmove since February 2024, we’re working with developers, house builders, operators, housing associations and the Government to give residents a voice, recognise high performers and to help improve standards across the industry.



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Selling A House With Sitting Tenants


If you’re a landlord looking to sell your buy-to-let property, but your tenants don’t plan on moving out then are you aware that you don’t have to wait for them to leave to put it on the market? You can sell the property with the tenants in situ. However, it can come with its challenges.

We’ll look at your options for selling your property with sitting tenants as a landlord in this article, as well as educate you on the tenant’s rights and advising how you can make the process as smooth and simple as possible.

In this guide:

What is a sitting tenant?

A ‘sitting tenant’ or ‘tenant in situ’ is a renter living in a property, in this case, that the landlord intends to sell. If the tenant has an ongoing agreement with the landlord, they retain the right to continue living in the rental property when it is sold. It’s incredibly important for a landlord to know their rights and their tenant’s rights to make sure everything runs smoothly and abides by all relevant legislation.

Your tenant’s rights

If your tenant is protected by the Tenancy Agreement at the time of selling, then you should wait until after their contract is up to evict them and sell the property once it is vacant. If you’d rather sell your rented property without tenants and don’t wish to wait, then you can evict a tenant by serving a valid Section 21 Notice under the Housing Act 1988 but only once a tenancy term has ended, or if an appropriate break clause is used to end the tenancy early.

You can only conduct viewings of the property if this has already been authorised in the tenancy agreement, and even then, 24 hours notice must be provided before you can enter the property. It’s some protection for the tenant in their place of residence. Tenants also have the right to refuse to show people around the property if the timing of the viewing is inconvenient for them.

Important: As a landlord, you must give a minimum of two months’ notice to your tenants before eviction. Any less than this, you are in breach of legislation and your tenants have the right to refuse.

How do I sell my tenanted property?

Selling a property with sitting tenants is very common, with most landlords choosing to go down this avenue. The two main ways you can do this are: ‘subject to the tenancy’ or ‘with vacant possession on completion’.

    1. Sell ‘subject to the tenancy’

Selling a rented property subject to the tenancy works the same as a regular vacant property sale, except that the Tenancy Agreement needs to be transferred to the buyer’s solicitor before completion. The buyer then becomes the new landlord to your tenants and this operation can continue to run smoothly for the tenants with no need to depart the property, and no need for the current landlord to serve any eviction notices.

    1. Sell with ‘vacant possession’ on completion

When selling a property with vacant possession, you must ensure that you and/or your tenants vacate the property on the day of completion as specified in the contract and that they remove all of their belongings from the property.

However you choose to sell your property is up to you. If you would like a quick sale and for the sales process to operate efficiently, then why not explore your options with a cash property buyer? At Good Move, we provide a cash offer within 24 hours of your enquiry and aim to purchase your property within 14 days, allowing you and your tenants to live as stress-free as possible.

Cash buyers are the ideal solution for landlords with sitting tenants. They encourage a fast sale, meaning minimal disruption to the tenants, and it means a happy landlord too.

Good Move Banner 2Good Move Banner 2

Advantages of selling a property with sitting tenants

If you’re looking to sell your tenanted property on the open market, be sure to highlight these advantages to attract buyers.

  • Instant rental income: Some landlords look to buy properties with sitting tenants due to the fact they have an instant reliable income because they won’t have to source new tenants and have immediate access to the rental income. Be sure to stress this to those enquiring; that they can reap the financial rewards.
  • Reliable, vetted tenants: The next landlord has the reassurance that the tenants already know how to look after the property and abide by the rental agreement. It also saves the landlord from having to investigate the tenants’ payment history, occupation, references and transferring the deposit protection scheme – causing less stress and hassle.
  • Less chance of financial loss: Rental properties can take several months to sell, typically due to the condition of the property, which could result in a loss of income if the property is empty for this time. By selling a property with sitting tenants, the current landlord is guaranteed equity until the sale is completed.

Disadvantages of selling a property with sitting tenants

There are certainly fewer disadvantages, but it’s always worth looking at both sides of the argument to make a well-rounded decision before selling your property.

  • Restricting appeal: Selling your property with sitting tenants means that you’re only going to attract other landlords to buy your home rather than opening the property search to the likes of first-time buyers, relocators and the downsizing market.
  • Lower property value: It’s thought that selling a home with sitting tenants is likely to reduce the valuation of your property, sometimes up to 25%. The main reason why is the risk associated with the transaction, plus it can be harder to find an appropriate lender in these instances.
  • Dislike of change: There’s no guarantee that the new landlord and current tenants will get along, and this may prompt the tenants to look elsewhere or move out especially if their contract is close to an end. Be sure to speak to the tenants at length, explaining the process and potentially entering a new contract if possible, for added security.
  • Time: The sale could take a while, especially if the rental market is slow or has taken a particular hit recently. The rental market does tend to fluctuate in the UK so pay close attention to what is happening before you choose to sell. The longer the property is on the market, the more chance there is that the tenants may look to move themselves, causing further problems.

Important: Throughout the process of selling a property with sitting tenants, you must be considerate when arranging viewings. This means giving your tenants the notice which is outlined in their rental agreement. However, your tenants do have the right to refuse if the time is inconvenient, so it’s important to be respectful and reasonable with viewing times.

Selling a property with a sitting tenant can be challenging, but if you have a good relationship with your renters and other landlords are searching for inhabited properties on the market then it will work in your favour.

If you’re wondering how long a house sale takes, the answer is fairly quickly, especially if you choose to sell your home to a reputable cash buying company like Good Move. Looking for a quick sale of your rented property? Contact our experienced team at Good Move today for your free cash offer.



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How Long Does it Take for a House Sale to Go Through?


Selling a property can be a stressful time, especially if you’re buying and selling a property at the same time and find yourself in a property chain. If this is the case, it can be difficult to say how long it will take for your home to sell – and this is because multiple factors impact the entire process. On average though, it takes six months to sell your property in the UK.

Timescales from offer to completion

There are multiple ways that you can choose to sell your home. You may choose the traditional estate agent route, you could decide to sell without an estate agent, an auction property sale may be your preference, or you may be considering a cash house buyer. If you go for the estate agent, this is the typical process you can expect to follow:

1. Advertise your property (can be live in as little as 2-3 days)

Your chosen estate agent will advertise your home to the open market. It’s your responsibility (and in your best interest) to make your home as presentable to potential buyers so possible. You may need to renovate or redecorate your home for this.

2. House viewings (2 weeks to 2 months)

Your estate agent will then organise accompanying viewings with potential buyers to show them around the property to encourage a sale.

3. Offer (Allow 2 weeks for negotiations)

Your estate agent will then approach you with any offers that have been made on the property. It’s up to you whether to accept or reject the offer, as it can sometimes be a lot lower than asking price – but expect to add time to the process for negotiations.

4. Sold Subject to Contract (SSTC) (3-4 months)

With the property now sold, it’s time for the biggest bulk of work to be completed. Your estate will now pass your sale to solicitor(s) who will conduct searches, settle any disagreements, draw up contracts etc. to work towards completion. Allow breathing room during this process, especially if in a chain, as this process can last up to six months.

5. Completion

Hurray, you made it! If it all goes through, the money for your property will be transferred into your solicitor’s account, who will then transfer it to you.

Using an estate agent to sell your home is the most popular route in the UK, but if you are using an estate agent then you should be prepared that it can take a long time to process from start to finish, taking around three to six months on average.surveyors will then carry out a comprehensive Home Buyers Report to accurately valuate the property.

 

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What factors will impact the length of the sale? Why isn’t my house selling?

As hard as you may try, there is always going to be something that will slow down the sale of your property. It’s important to be aware of these beforehand to avoid any nasty surprises.

Current property market

The condition of the UK property market is the biggest factor. If it isn’t in a good way, and the economy is taking a general hit then the process will be generally slower. Demand also affects the property market. If lots of people are selling similar homes in the same area as you, then it will be difficult for your property to stand out in the crowd. The ideal market is when there are lots of willing buyers looking for a new home. In a buyers’ market, sellers need to competitively price their homes to avoid postponing the sale until the market improves.

Property location

Homes sell quicker if they’re located in a popular area with low crime rates, and are close to local amenities, good schools and have parking. It may take longer for your home to stand out if it doesn’t match most of the above criteria. Your asking price should always reflect the location of your property.

Condition of your home

It’s vital that your home is in good condition to garner interest and for it to help you sell your home fast. If selling with an auction though, the condition of your property is generally less important as many people buy homes from auction. In most cases, buyers don’t want to purchase properties that require extensive repairs or maintenance. Therefore, it’s advisable to sort out any repairs to your home or garden before you put your property on the market to help speed up the selling process and increase the price.

At Good Move, we buy any property regardless of the condition. We also aim to complete the sale within just 14 working days and cover all the costs involved in the sale to give you peace of mind.

 

What might delay a house sale?

A property chain is your biggest enemy when it comes to house sales and delays. A chain is created when there are multiple house purchases linked together, and each one becomes reliant on the other.

If you already own a property, you will likely need to sell your current home before you can purchase a new one. There is no limit to how long a property chain could grow and if it breaks, selling your home could take months.

 

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Good Move’s advice for quickly selling your house

Selling your house to a reliable cash buyer like Good Move is often the fastest method.

Always do your independent research, but we share lots of information about quick house sale services, and how they compare to traditional house-buying methods, such as an estate agent or auction house. It’s an easy and fuss-free way of selling and can take as little as 14 days to complete.

The process is made up of just six simple steps:

  1. Get in touch

Your first action would be to get in touch with a regulated house buyer, like Good Move. If you choose Good Move, an RICS-certified chartered surveyor will be able to provide you with a fair cash offer in principle for your home within 24 hours.

  1. Property appraisal

If you accept the offer in principle, then an appraisal of your property will be conducted.

  1. Formal offer

Once surveyors have received the appraisal report, you’ll receive a formal offer for your property.

  1. Contracts issued

If you accept this formal offer, solicitors are instructed, and contracts are issued. At Good Move we’ll even contribute £500 towards all clients’ legal fees if you decide to use your own solicitor. Otherwise, we’ll cover any associated fees during the sale.

  1. Home Buyers Report

Chartered surveyors will then carry out a comprehensive Home Buyers Report to accurately valuate the property.

  1. Completion

After a satisfactory Home Buyers Report and Report on Title, the sale will be completed, and your house will be sold. At Good Move, we’ll transfer the funds to you within seven days. You can expect to receive up to 85% of the full market value and your property to be sold in no more than 21 days too.

 

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In summary

Selling your home can be a drawn-out process, with factors like an uncertain property market and lengthy conveyancing process contributing to the stress. If you want to speed up the process and help secure a guaranteed buyer, Good Move can help.

Don’t hesitate to contact us if you’re wanting to sell your house fast.

*timescales are average and can vary depending on your individual situation.



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What Paperwork Do I Need To Sell My House In The UK


Before you can sell your home, there are crucial documents you must gather to ensure a smooth and successful sale. In this guide to selling your home, we’ll walk you through the key documents you need to sell your home in the UK. From initial preparations to finalising the sale, we’ll cover everything you need to know to make the process as seamless as possible. So, whether you’re planning to sell your beloved family home or an investment property, let’s dive in…

 

Documents you need to sell your house

Selling your house may involve a significant amount of paperwork, but with the right knowledge and guidance, you can have a sound understanding of the legal requirements for selling a house. There is a selection of documentation you need to be aware of, and make sure that you have everything ticked off with a clear understanding of what’s next.

  1. Proof of identity: Your identity will be checked multiple times when you sell your home. Both fraud and identity theft are quite common, so proving your identity will protect both yourself and potential buyers. The main reason you’ll be asked for proof of identity is that the UK government has implemented stringent anti-money laundering regulations to combat illegal activities. The second reason is title fraud: a serious concern in the property market. Fraudsters sometimes try to market a property they do not own, using false identities to deceive unsuspecting buyers. There are several different documents you can use to prove your identity. Typically you’ll need a combination of a valid passport and/or driver’s license but you can also provide a National Identity card or Military ID card.

 

  1. Property title deeds: You’ll need the title deed to your house if you intend to sell it. Your solicitor likely gave them to you when you initially bought the home but your mortgage lender may have the original deed on your behalf. If you can’t track them down then you can get a copy from the Land Registry for a small fee.From residential homes to commercial estates, any land or property that is bought, sold, or mortgaged is registered with the Land Registry. The sale history of property sold across the UK is recorded here too. It’s fairly easy, through a quick document request, to get Land Registry house sold prices so you can see what your home previously sold for or what the Land Registry house price was on any home. Obtaining the house price from the Land Registry will give you access to the sale history of the property, which may help you better price your home now.

    About 15% of all the land and property in the UK isn’t registered, though, and that can complicate things if you’re trying to sell your house fast. The main reason you need property title deeds is to prove you are the rightful owner of the property. Title documents essentially establish the seller’s legal right to list the property for sale and transfer ownership to the buyer. They also contain important details about the property, such as its boundaries, any easements or rights of way, and any restrictions or covenants that may affect its use.

 

Remember: It is a legal requirement to provide title documents when selling a property in the UK.

 

  1. Energy Performance Certificate:
    1. If you’re selling your home, you will also need an Energy Performance Certificate (EPC). An EPC rates the energy efficiency rating of a home on a scale from A to G. The rating looks at factors such as insulation, heating systems, and lighting.To obtain an EPC, you will need to hire an accredited energy assessor. These assessors will come to your property and carry out an inspection. They will then provide you with a report that includes the rating and recommendations for improving the energy efficiency of your property – this is valid for 10 years. You will need to provide a copy of the EPC to any potential buyers or renters before they make an offer on the property.

      Lost the certificate you obtained in the last 10 years? Use the EPC website or contact them directly to gather the relevant information.

     

    Copy of lease:If you’re selling a leasehold property, one of the key documents you’ll need is the Copy of the Lease. This legal document outlines the terms of the lease agreement between you and the landlord of the property or building, which is usually the case with flats and apartments that require an EWS1 certificate. It includes crucial information such as the length of the lease, ground rent details, service charges, and any restrictions or obligations tied to the property.

    Potential buyers will want to see this document to understand their rights and responsibilities as the new owner before they purchase. If you can’t locate your original lease, a copy can usually be requested from the freeholder or managing agent.

 

  1. Fittings and contents form: When you decide how to sell your property, the fittings and contents form details which items are included in the sale of your property, such as kitchen appliances, light fixtures, and carpets. It’s important to fill out this form carefully and double-check that everything on the form is a direct match to what has already been agreed. This form helps both parties ensure everything is clear and agreed upon in the sale. Having it ready can also contribute to the speed of your house sale as it streamlines the process and reduces any potential disputes over included items.

 

  1. Property information form: This is another essential document you’ll need, which provides potential buyers with vital details about the property, helping them make an informed decision. It covers important information such as the property’s boundaries, any recent renovations or repairs, and whether the property is subject to any disputes or restrictions.The form may also include information on parking arrangements, utilities (which may include things such as electricity and gas certificates), and details of any ongoing issues like neighbour disputes or issues with the property title. Buyers often want to know these details upfront, so filling out this form accurately is an important step in making the sale process as smooth as possible. Buyers will often refer to this form to assess the property before making an offer. A well-completed Property Information Form can help you sell your house quickly, as it reduces uncertainty and the need for back-and-forth clarification during negotiations.

 

  1. Building regulation certificates:If you’ve made any changes to the wiring of your home since January 2005, that means you must have a Part P Building Regulation Certificate. You will need to give it to your solicitor so they can pass it to your buyer. The purpose of this certification is to show that any electrical work completed meets the UK standards. If you have lost your certificate, simply contact the electrician who completed the work to get a replacement certificate.
  2. Warranties and guarantees: You will also need to provide the potential buyer with any other guarantees or warranties you have for any work that has been undertaken on the property. Whether you were dealing with a serious case of dampness or something like Japanese Knotweed, you’ll need to show that the problem was addressed by a professional. You can sell your appliances to the new buyer of your home for cash but to do so you’ll need associated warranties. Make sure that you have any paperwork associated with these as it will speed up the process considerably.

The goal with all this documentation isn’t to present your home in a poor light. Instead, it’s so that potential buyers aren’t misled into purchasing a home with various defects. They should be presented with all the information possible to make an informed decision, and as the seller, that is your responsibility to provide.

 

What do I need to sell my house?

If you’re still unsure of what to do or what you need, speak to your estate agent or solicitor who helped you to buy your house originally. They will be able to advise where you can locate particular documentation if you’ve misplaced it, and also answer any questions you may have.

 

Experienced estate agents are well-versed in the property selling process and can offer valuable advice on the necessary paperwork and documentation required to complete a successful property sale. At Good Move, we have an expert team of property conveyancers who will be able to advise in many situations and help you sell your home fast. This is why it’s essential to choose an experienced and reliable estate agent or cash house buyer who can offer professional advice and support at every stage of the property-selling journey. Contact us today to learn more.



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Guide To Capital Gains Tax In 2025


Capital Gains Tax (CGT) is an important consideration for property owners and investors alike, but another group of people that it’s incredibly important to is those who inherit a property. If you know you are likely to inherit a property one day or have recently inherited one, then CGT is something that needs to be on your radar.

Recent changes introduced in the 2024 UK budget mean that you should have a firm understanding before you embark on any property sales or changes. Whether you are selling a second home, disposing of valuable assets, or have inherited a loved one’s home, knowing how CGT works can help you plan in the best way possible while avoiding any unexpected tax bills! By the end of this guide, you’ll have a clear understanding of CGT and how to navigate it efficiently.

At Good Move, we help our customers sell properties quickly and entirely hassle-free. We pride ourselves on being able to streamline the sale of all properties, whatever the condition, and that includes those worried about CGT implications.

What is Capital Gains Tax?

Capital Gains Tax is a tax applied to the profit made when selling or disposing of an asset that has increased in value. Unlike income tax, which applies directly to your earnings, CGT is only due when you sell an asset for more than you originally paid for it. The tax is particularly relevant to property owners, investors, and those who have inherited a property from a friend or family member.

What’s the link between CGT and inheritance?

Don’t panic: when a person inherits a property, they do not immediately pay CGT. Instead, the first point of call is usually inheritance tax, especially is the property costs a particular (high) value. If the property isn’t sold immediately, then this is when CGT comes into play and will become a consideration. In these cases, CGT may apply to any increase in value from the date the property was inherited to the date of sale.

To determine CGT liability, you need to know two figures:
• The value of the property at the time of inheritance (base cost)
• The sale price of the property

The difference between the base cost and the sale price is the amount that is subject to CGT – this needs to be a fair and accurate estimation to ensure that the correct amount of tax is paid.

If you have inherited a property and want to avoid long waiting times and complicated taxation rules, selling to a cash house-buying company like Good Move can simplify the process. We help homeowners sell inherited properties quickly, removing the stress of dealing with estate agents, property chains, and more.

What is liable vs. what is exempt to CGT?

The relevant examples that are liable to CGT include:

• Second homes and buy-to-let properties
• Valuable personal possessions (e.g. art, jewellery) worth over £6,000
• Business assets

On the other side of the coin, the things exempt from CGT are:
• Primary places of residence
• Gifts to a spouse, civil partner, or charity
• Personal belongings under £6,000 in value

How much CGT will I owe?

If you’re trying to work out how CGT is calculated, then let us simplify it for you!

Say that you decide to purchase a second home for £200,000 but decide to sell that property, and it’s now worth £300,000. You’ll need to take off any ‘allowable costs’ which include the likes of legal fees, stamp duty etc. so in this case, let’s round that up to £10,000. The taxable gain in this instance would be £90,000 (£300,000 – £200,000 – £10,000), so this when moves over to what tax bracket the individual currently falls into, and the amount of CGT owed from this would depend on that.

The latest budget made some changes here. The ‘basic rate’ is currently* 18% on property, but the ‘higher rate’ for those who earn more is 24% on property.

Example: A higher-rate taxpayer with a £50,000 property on property would have a £12,300 tax-free allowance, leaving £37,700 behind. 24% of this is £9,048 – that would be the amount liable for Capital Gains Tax.

 

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Selling your property fast to avoid CGT problems

If you are looking to sell a property quickly to avoid the complexities of Capital Gains Tax, then Good Move offers a stress-free cash buying experience. Unlike traditional estate agents, we purchase properties directly, meaning no long waits, no hidden fees, and a guaranteed sale – often in as little as 14 days.

Enter the property’s postcode on the Good Move website today and receive a free valuation in just 24 hours, arming you with the information you need to move the process along speedily.

Working with us removes the potential risks associated with property market fluctuations and uncertainty, as delaying a sale could lead to unexpected tax increases or even a fallen-through sale.

*according to GOV information in February 2025.



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Mortgage Rates Deep Dive 2025


With about a third of homes in the UK being on a mortgage and residential mortgage loans standing at over £1678.2 billion as of March 2025, mortgages have a huge bearing on the housing market.

Available mortgage rates can change how often people think about moving, as well as the affordability of doing so. In recent years, particularly in 2023 when an average two-year fixed mortgage hit an average of 6.66%, mortgage rates in the UK have climbed to their highest since 2008.

So, what’s the mortgage rate situation in 2025? We’ve looked into the current mortgage rates situation, as well as how this is likely to change across the year and how this affects those either looking for a first-time mortgage or to remortgage.

 

What do the latest mortgage rates look like?

As of March 2025, the average mortgage rate on a two-year fixed rate mortgage was 4.88%, with the average five-year fixed rate mortgage being 4.74%. A small decrease in rates from the previous year.

Despite this decrease, mortgage rates are still much higher than they’ve generally been over the last ten years, especially in 2020 when the COVID-19 pandemic led to a sharp drop in rates as the house market drastically slowed down and the Bank of England put emergency measures into place.

 

What factors are affecting mortgage rates today?

The biggest influencing factor on mortgage interest rates in the UK is the Bank of England’s base rate. This is the rate that the Bank of England charges financial institutions and banks for lending. As a result, when this rises or falls, the bank’s rate is likely to rise and fall with it.

The Bank of England sets its rate based on several other factors. These include the rate of inflation, how the UK’s economy is growing and the rate of employment The rate has also been affected by geopolitical factors such as the COVID-19 pandemic and the war in Ukraine, which have contributed to rising energy prices, supply chain disruptions, and other economic challenges.

There are, of course, more factors that can affect mortgage interest rates beyond just the Bank of England base rate. While that rate generally directly dictates whether rates go up or down, the lenders themselves will then base the rates they offer on individual factors and their own risk assessments. For instance, the outcome of an affordability assessment or if you have a large deposit to put down, known as loan-to-value (LTV).

 

Are mortgage rates rising or going down in 2025?

It’s unlikely mortgage rates will return to the lows of 2020. In fact, it’s suggested that the expected ‘normal’ rate will now sit around 4%. With that figure in mind, 2025’s mortgage rates have begun to decrease down towards that figure and are expected to head in a positive direction.

The Bank of England stated in March 2025 that they raised interest rates in 2021 to curb inflation. Since then, inflation has fallen, allowing them to lower interest rates. However, they did make it clear that they can’t specify when, or by how much, they’ll reduce interest in the future as it all depends on how the UK’s financial situation evolves.

 

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Which lenders are offering the best mortgage rates?

Finding the best mortgage rates amongst a wide array of lenders and deals can be a challenging task. There are no guarantees when it comes to finding a mortgage, so shopping around, and potentially speaking to an advisor, is very important.

We’ve put together a selection of rates (as of March 2025) from some of the UK’s biggest lenders. This is just a small selection to give an example of rates at the start of 2025, there are many more out there both with these lenders and others. Some of these deals may also incur arrangement fees on top of the rate shown.

Halifax Mortgage Rates

2-year fixed-rate mortgages around 4.36% to 4.71% based on 60% LTV.
5-year fixed-rate mortgages around 4.18% to 4.39% based on 60% LTV.
2-year tracker mortgages around 5.02% based on 60% LTV.

Barclays Mortgage Rates

2-year fixed rate mortgage at 4.11% based on a maximum 60% LTV.
5-year fixed rate mortgage at 4.06% based on a maximum 60% LTV.
Green Home 5-year fixed rate mortgage at 3.96% based on 60% LTV.

Santander Mortgage Rates

2-year and 5-year fixed-rate mortgages at 3.99% based on a maximum 60% LTV.
10-year fixed-rate mortgage at 4.44% for new purchases and 4.60% for remortgages
based on a maximum 60% LTV.

 

How will mortgage rates affect my house sale?

Mortgage rates and the ability to get an affordable mortgage offer can be one of the leading factors in house chain collapse. Once you’ve secured your offer, you’re dependent on your buyer being approved for a mortgage and receiving their own offer.

Unfortunately, if they can’t get approved, it can lead to the house chain collapsing. With a trusted property buyer like Good Move, you can avoid the uncertainty of mortgage rates on your house sale. Through our experienced team of fully qualified surveyors and property experts and a cash house buyers quote, you can sell your house quickly.



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Selling Your House to Pay Off Debt | Sell House To Clear Debt


As of the fourth quarter of 2024, the UK debt-to-income ratio was 118.1%, according to the Commons Library. This means that for every £1 of income earned, £1.18 is owed in debt. Rising energy prices and tax increases are placing growing financial pressure on UK households.

For many, the equity in their home is one of their largest financial assets and, when it comes to how to get rid of debt quickly, it sometimes comes under consideration as a viable option to release equity quickly. In this article, we’ll look at the options you may have to help get out of debt and whether selling your home is the right choice.

 

Is it smart to sell my house to pay off debt

Whether you’re looking to pay off credit card debt or are concerned about the risk of a loan gathering more interest, selling property can be a quick way to release equity and gain some control back over your finances.

However, selling your house to pay off debt is something that should only be done after very careful consideration. There are many factors to consider, such as the long-term consequences of selling your property and whether there are other alternatives.

If you’re looking to release equity from your home to pay off debt, you should consider whether there is even enough equity to pay off the amount you owe, after taking into account any outstanding mortgage debt. You can do this by finding out how much your house is worth and subtracting that amount for your outstanding mortgage balance.

 

How common is it to be in debt?

Unsecured debt in the UK is at around £400 billion, approximately £14,300 per household, as of March 2025. According to the Joseph Rowntree Foundation, 4.3 million (37%) low-income households were behind on at least one household bill in October 2024.

With this in mind, it’s very common to be in debt and the number of households who are living with debt is relatively unlikely to change in the near future. Inflation, the cost of living crisis, rising energy bills, and tax increases have all contributed to a growing financial burden on households in recent years.

 

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Alternatives to selling your house to pay off debts

Selling your home to pay off debts is an extreme measure to take. Your home is likely to be your biggest financial asset and sacrificing this to pay off debt could potentially leave you in a worse financial position in the long term.

There are many viable alternatives to selling your home to pay off debt. Naturally, each of these depends on your own personal circumstances.

Downsizing

While downsizing involves selling your home, it allows you to retain a property asset. Downsizing your home and taking on a smaller mortgage means that you may be able to release some equity from your current property to pay off debts and leave yourself with smaller monthly mortgage payments.

Interest-free borrowing

Many credit cards will offer a 0% interest introductory rate for the first year or so. If your credit card debt is accruing interest, making it harder to pay off, consider applying for a 0% balance transfer card.

Debt consolidation loans

A debt consolidation loan could offer a lower interest rate and a way to move any existing debts into one place where monthly payments are lower and easier to manage.

Contact the national debtline

Dealing with debt can be worrying and stressful. The National Debtline exists as a free service to offer impartial and confidential advice to those who are struggling with debt and need support to find a pathway out.

 

What is the process for selling your house to pay off debts

If you’ve assessed all of the options available and come to the decision that selling your house is the best route to take to help clear your debts, kicking off the process of selling your home is the next step.

It can take a lot of time to complete a sale, with 51% of home sellers failing to sell within ten months. Typically, a successful process can take around three to four months, however, if you’re involved in a property chain this process can take longer. If you’re looking to release equity quickly in order to pay off a debt, you may find that a house sale doesn’t provide the quick solution that you need.

Only once your sale is complete and the equity is released to you can you use that money to pay off any debts.

 

How much will it cost to sell my home?

The process of selling your home itself can be expensive. If you include estate agent fees and solicitor fees, cost of conveyancing, carrying out any repairs ahead of sale, you’ll find the equity that you receive from the sale could very quickly begin to dwindle.

To avoid losing more money from your equity, you may want to consider using a cash house buyers method of selling, such as Good Move. That way, you won’t be paying any money out in legal fees or estate agent fees.

 

How to sell your house quickly to repay debts

If you’re in a hurry to sell your house quickly to repay debts, a cash house buyer company such as Good Move can help you sell your house fast. We’ve helped people sell their properties in as little as ten days, providing a cash offer within the first 24 hours of getting in touch.

If you’d like to sell your home quickly, get in touch with our experienced professionals at Good Move today.

If you’d like to sell your home quickly, contact our experienced professionals at Good Move today.

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Problem Properties And Selling Quickly


Selling any property can involve elements of stress. From the worry of a broken house chain to getting the right paperwork together, there’s a lot to consider and many things that can go wrong. However, when it comes to selling problem properties quickly, it can add a whole extra element of worry.

If you want to sell your house fast and have concerns about problems that could cause a sale to slow down, collapse or your home to drop in value, it can be a worry. Our guide looks at the common problems and how they can affect your house sale.

What are problem properties?

Our homes can often throw up different challenges and can easily fall into disrepair without proper maintenance. Of course, there’s not always enough time in the day to carry out necessary repairs and some can even go without us noticing until a survey or check is carried out by a professional.

From subsidence and structural issues to selling a house with sitting tenants, problem properties are those properties with major issues that could cause implications for their sale. This may mean that you must carry out certain repairs or sort out any ownership issues before putting it on the market or completing a sale, or it may mean that your buyers reduce their offer.

Factors that may lead to a property being referred to as a ‘problem property’ include external issues such as slipped slates, overgrown vegetation or subsidence, or internal issues like damp or faulty wiring.

Selling a house with structural problems

Structural problems are very common in older properties and the key is to find them early to avoid lasting damage. Structural damage can range from minor problems like cracked walls and uneven flooring, to serious issues like subsidence and settlement that will worsen over time. The common signs of a potential structural issue include:

Bulging walls: Bowing, leaning or bulging walls are usually a sign of decreasing stability, which can result from vibrations caused by heavy traffic, additional floors being added to the property, insufficiently thick walls, or a lack of restraint between the external walls and floor joists.

Cracked windowsills: Cracks in windowsills and lintels are often a visible sign of a deeper issue, such as damp, structural movement or foundation failure. If these cracks are larger than 15mm wide, you should instruct a structural survey as soon as possible to find the cause.

Sticking doors or windows: Having doors or windows that stick when opening and closing is very common in older properties and is usually due to distortion. Distortion can be a sign of foundation settling, where the ground under a home expands and contracts over time.

Combustible cladding: As well as being extremely dangerous, if your flat has ACM, HPL, MCM or timber cladding, your property isn’t mortgageable, as lenders won’t be able to obtain a fire safety report. We recommend getting together with other residents of the building, and speaking to the management company to get the cladding replaced as quickly as possible.

Can I sell my house if it has foundation problems?

One of the most notorious structural problems that will rapidly worsen if left untreated is subsidence. Subsidence occurs when the ground underneath your property begins to collapse, resulting in your property foundations sinking. Selling a property with subsidence can be difficult and expensive, as treating the physical signs does not mean the issue has gone away.

It is possible to sell a house with foundation problems, although it won’t be as straightforward as a regular sale. A structural survey is essential to assess the damage, and the scope of the work required to carry out repairs. From there, you can decide as to whether you’d like to find a contractor and carry out the work yourself, or whether you’ll reflect the repair costs in the value of your home.

A house with foundation problems could be an ideal property for a developer. However, you should expect the problems to influence the price they offer you to sell.

Selling a house with mould or rising damp

Damp is most common in older buildings, vacant properties, poorly insulated attics, basements, and areas which are prone to wet weather. It can lead to serious structural damage if left untreated, and the worse the problem gets, the more costly it will be to remove and repair. The three most common kinds of damp are:
Condensation: Condensation is caused by moist air settling on walls, particularly in rooms with a lot of air moisture like kitchens and bathrooms. Symptoms of condensation include water droplets on windows or walls, dark mould appearing on glass and an unpleasant smell.
Rising damp: Rising damp is caused by groundwater moving up through a wall or floor. If you have rising damp, you may notice damaged skirting boards or plaster, peeling paint and wallpaper or wet patches along a wall.
Penetrating damp: Penetrating damp is caused by water leaking through walls. It may expand across your walls or ceiling horizontally and can be a sign of structural problems in a home. It shows up as damp patches on walls or ceilings, which may darken when it rains.

If you suspect there’s damp in your home, you should identify the cause, have it treated and get professional approval before putting your home on the market.

Selling a house with Japanese Knotweed

Japanese Knotweed is an invasive plant that spreads rapidly and has a drastic effect on residential property sales. It can cause severe structural damage to your home, as it grows through asphalt, destroys walls, cracks foundations and blocks underground drains. Knotweed will thrive in overgrown gardens or around dilapidated commercial buildings and is extremely costly to treat. It’s known to be so damaging that it’s not uncommon that the presence of Japanese Knotweed destroys house sales.

The first thing you need to do if you suspect the presence of Japanese knotweed is identify whether it’s affecting your home or an adjoining property. If it’s growing on your land, it’s important to find out the scale of the problem. Even if it looks like there are only a few sprigs, there will likely be a mass of underground growth that will cause structural damage to your home if left untreated.

Selling with Japanese knotweed is difficult, as mortgage lenders generally won’t lend on a property where the invasive plant is present or nearby.

Selling a house with tenant issues

If you’re a landlord with problem tenants, it can seem impossible to sell your rental property. From antisocial behaviour to rent arrears, an increasing number of property owners are deciding to sell due to conflict with their tenants. Some of the common tenant issues landlords face are:

Sitting tenants: Unless your tenants have broken their contract or the rental term has ended, you have no right to evict them. While some landlords look to buy properties with sitting tenants, it can make it difficult to schedule viewings.
Squatters: Squatting is when someone deliberately enters a property with the intention of living there without permission. Squatting in residential properties is illegal and, if caught, trespassers can be sent to prison, fined, or both.
Withheld rent: A fundamental part of any tenancy agreement is the tenant’s obligation to pay rent in exchange for accommodation. A tenant has no right to withhold rent, unless it can be argued that the landlord isn’t providing safe and habitable housing.

Is my house unsellable?

It’s very unlikely that any house is unsellable. A problem property may just take a little longer to sell. If you’re struggling to sell your problem property and want to sell your house fast, using a regulated cash house buyer such as Good Move could be the answer.
Contact our expert team today and get a cash offer.

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New build homes in Wiltshire: 10 best developments


Beautiful and rural Wiltshire is an excellent place to buy a new build home. There are plenty of new estates and developments to choose from, all with excellent amenities and transport links. If you’re looking for a spacious family home in a quiet and picturesque location, Wiltshire is the perfect place to buy. Curious? Find out what Wiltshire has in store for you.

New homes in Wiltshire: Top 10 developments

There are many reasons that people are attracted to live in Wiltshire, but we’ll focus on the top 10 developments that are attracting new homeowners to the area. Take a look below, and see what makes Wiltshire a top pick for so many buyers and renters.

*PLEASE NOTE these rankings take into account how many reviews a scheme has and how recently those reviews have been submitted, so may not match the overall star ratings shown. Buildings with a larger number of more recent reviews are given a greater weighting to reflect current building performance.

Image of Somerbrook, SN15

In at number 1, Somerbrook is a collection of distinctive village-style homes traditional in feel yet modern in design, with an abundance of light and flexible space that’s ideal for modern living. Residents describe the setting as ‘quiet, rural and peaceful’ with a ‘great community spirit’. The allotment gardens are also a ‘brilliant way of settling in’ too.

Read reviews and details of Somerbrook, SN15

Image of Aster Group at Tadpole Garden Village, SN25Image of Aster Group at Tadpole Garden Village, SN25

Coming in at a close 2nd is a Tadpole Garden Village developer – Aster. Our reviewers appreciated the overall feel of the area and the open green spaces, as well as the growing range of amenities on or near the estate. Easy access to the M4, M5, and rail links to London Paddington also make this North Swindon estate handy for commuters.

Read reviews and details of Aster Group at Tadpole Garden Village, SN25

Image of Pickwick Court, SN13Image of Pickwick Court, SN13

3rd place goes to Pickwick Court, a new development of 2, 3 and 4 bedroom homes with quality specification throughout. On the outskirts of Corsham, the development is close to both the City of Bath and the market town of Chippenham.

Read reviews and details of Pickwick Court, SN13

Image of Park Place, SN13Image of Park Place, SN13

Taking 4th place, Park Place features 170 homes set in the countryside yet close to all of the facilities of the historic market town of Corsham. Residents like living in a quiet estate on a bus route to Bath and Chippenham. They also like the spacious house and garden design and has two parking spots. One resident said that the ‘property management is just a phone call away and will help with any problems.

Read reviews and details of Park Place, SN13

Image of Birds Marsh View, SN15Image of Birds Marsh View, SN15

In 5th, Birds Marsh View in the village of Great Somerford is located in Wiltshire, England. It’s situated just off the M4 motorway and is perfect for commuters looking for an easy route into Bristol, Bath or London. The village has a population of just over 1,000 residents and features a mix of older properties and newer developments.

The Birds Marsh View development is one such development. It’s a collection of contemporary houses that have been designed to meet the needs of modern families. The homes are spacious and come with private gardens, garages and parking spaces. What’s more, the development is located in a beautiful area, surrounded by fields and nature reserves.

Read reviews and details of Birds Marsh View, SN15

Image of Wainhomes at Tadpole Garden Village, SN25Image of Wainhomes at Tadpole Garden Village, SN25

We’re back to Tadpole Garden Village again for number 6. Wainhomes offers an excellent range of properties in this new community in North Swindon, which features shops, schools, a village pub, sports facilities and children’s play areas. The development is ideally placed for transport links including the M5, M4 and regular rail links to London Paddington.

Read reviews and details of Wainhomes at Tadpole Garden Village, SN25

Image of Redrow at Badbury Park, SN3Image of Redrow at Badbury Park, SN3

Next up, Badbury Park by Redrow sits on the edge of Coate Water Country Park. Residents benefit from being within easy reach of both the M4 and Swindon. In addition the development has a selection of 2, 3 and 4 bedroom homes on offer. As well as a good location all homes have contemporary design features and appliances.

Read reviews and details of Redrow at Badbury Park, SN3

Image of Hilltop Park, SN14Image of Hilltop Park, SN14

In 8th, Hilltop Park is a new garden community, featuring allotments and play areas on the southern outskirts of Chippenham.

One happy resident says: “The building looks beautiful from the out side with Cotswolds stone and a huge drive that could easily accommodate 3 cars. I wasn’t keen on the landscaping at the front of the house as it was a lot of shrubs that looked very wilted. But the soil is full of clay so we have added to it to make it more receptive to plants and hopefully we will have a pretty array of shrubs next summer!”

Read reviews and details of Hilltop Park, SN14

Image of Bellway Homes at Tadpole Garden Village, SN25Image of Bellway Homes at Tadpole Garden Village, SN25

Once again, Tadpole Garden Village takes another spot, with Bellway Homes’ offering coming in at number 9 in our line-up. Residents here have a lot to say about the overall community, which is close to shops, amenities, road and rail links. They also love the parks, easily accessible schools, and the spacious design of the houses and streets.

Read reviews and details of Bellway Homes at Tadpole Garden Village, SN25

Image of David Wilson at Tadpole Garden Village, SN25Image of David Wilson at Tadpole Garden Village, SN25

Finally, at number 10, Tadpole Garden Village is once again popular with our residents, who have lots of positive things to say about the properties built here by David Wilson Homes.

One satisfied resident writes:

“Tadpole Garden Village is purposely designed to be picturesque. Beautiful houses that comes with either a single or double garage, lots of green spaces and a nature reserve. This village have excellent transport links and is located less than 5 miles from Swindon main line.”

Read reviews and details of David Wilson at Tadpole Garden Village, SN25

What is Transport in Wiltshire like?

Wiltshire is well connected by road, rail and air. There are major roads including the M4, A303 and A36 which run through the county.

There are also several railway lines connecting Wiltshire to other parts of the country. The main railway stations in Wiltshire are Swindon, Salisbury and Bath Spa.

There is also an international airport in Wiltshire, which is located in the town of Amesbury.

What are Wiltshire property prices like in 2025?

At the time of writing (March 2025) the average price for a home in Wiltshire is £341,000. This is slightly higher than the average price for England of £302,000 (December 2023).

However, Wiltshire is still great value for money when you consider all that it has to offer. The county is slightly cheaper on average than neighbouring Somerset (£361,000), and significantly cheaper than Hampshire (£391,000), which it borders to the east.

There are plenty of beautiful rural villages and towns in Wiltshire, as well as a number of small cities. Salisbury, Swindon and Bath are all popular places to live in Wiltshire.

So, do any of the new build homes in Wiltshire appeal to you? Learn more about each development by clicking through to our dedicated area guide.

WiltshireWiltshire
Wiltshire is one of the larger counties in England and has many beautiful towns and stretches of pristine countryside to explore. Whether you’re looking for a rural retreat or metropolitan excitement, Wiltshire will have something for you. We’ll take a look at some of Read more about Wiltshire

What is HomeViews?What is HomeViews?

HomeViews is the only independent review platform for residential developments in the UK. Prospective buyers and tenants use it to make an informed decision on where to live based on insights from carefully verified resident reviews. Part of Rightmove since February 2024, we’re working with developers, house builders, operators, housing associations and the Government to give residents a voice, recognise high performers and to help improve standards across the industry.



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